What 10 Million Baht Buys in Phuket in 2026, Area by Area

Ten million baht is the budget we hear more than any other. It sounds like a lot of house. In Phuket in 2026, it is less than the typical asking price for a villa, and where you can spend it depends almost entirely on which part of the island you are willing to live in.

The figures below come from the 184 homes we currently have for sale, as of late September 2026. They are asking prices, and every example links to a real listing you can view.

The short answer: 58 of 184

Only 58 of our 184 listings for sale are priced at ฿10 million or less. That is under a third. The median asking price for a house or villa on our books is ฿15.5 million, and 48 houses and villas are priced above ฿20 million.

Of the 58 homes at ฿10 million or less, 35 are houses, townhouses or villas and 23 are condos. Every condo we have for sale is under ฿10 million; the median is ฿2.59 million.

Where the ฿10 million homes are

The pattern is clear. In Kathu and Phuket Town, almost everything is within budget. In Rawai and Bang Tao, the two areas most buyers ask about first, about one listing in seven is.

What ฿10 million actually buys, area by area

Chalong: the most choice under ฿10 million

Chalong has the widest spread of pool villas at this budget. The 8, a two-bedroom pool villa, is ฿5.98 million for 118 m². For ฿7.39 million, a three-bedroom pool villa with 174 m² is being sold with a tenant already in place. Chalong is central: fifteen to twenty minutes to Rawai's beaches, Phuket Town and the international schools.

Rawai: two bedrooms, or a bigger house further back

At ฿10 million in Rawai you are mostly looking at two-bedroom pool villas, such as this 170 m² villa at ฿8.9 million. The exception is a brand-new four-bedroom smart-home villa at ฿7.5 million, which is unusual value for the south. The typical three-bedroom villa in Rawai is ฿14.7 million.

Bang Tao and Cherngtalay: getting a foot in the door

The west coast's most sought-after area has the fewest options. A two-bedroom villa in Bang Jo is ฿7 million, and a three-bedroom pool villa in Pasak, close to Laguna, is ฿7.99 million. For comparison, the median three-bedroom villa in Bang Tao is ฿23.4 million, so ฿10 million here means a smaller home a little inland.

Thalang and Koh Kaew: family houses with space

If you need four bedrooms, look north and east. A new four-bedroom family home at The Plant Thalang is ฿7.9 million for 202 m², and a four-bedroom house near BISP in Koh Kaew is ฿7.59 million for 256 m². These are houses rather than resort villas, but they are close to the international schools.

Kathu and Phuket Town: under budget

This is where ฿10 million stops being a constraint. A renovated three-bedroom house in Kathu is ฿4.99 million, and a fully renovated two-bedroom house in Nimit Naka, Phuket Town is ฿2.99 million. You give up the beach for shops, schools, hospitals and a real local neighbourhood.

Kata: one to watch

We have only two homes for sale in Kata, but one is a three-bedroom pool villa with 326 m² at ฿9.7 million. That is a lot of space for the money on the west coast.

And if you want a condo

A condo changes the maths completely. One-bedroom apartments start at ฿1.89 million in Kathu and Phuket Town, a one-bedroom at Hill Myna in Cherngtalay is ฿2.59 million, and a two-bedroom beachfront condo at The Title, Rawai is ฿5.9 million. Condos are also the simplest route to freehold ownership for a foreigner; our buying guide for foreigners explains why.

Four things to check at this budget

• Tenure. Many villas under ฿10 million are sold leasehold or through a company structure. Know which before you compare prices.
• Size, not just bedrooms. A two-bedroom villa at 118 m² and a four-bedroom house at 256 m² are different purchases at a similar price.
• Running costs. A pool, a garden and security add up every month. Our pool villa vs condo comparison works through them.
• Asking is not selling. These are asking prices. Treat them as the start of a negotiation.

For a full picture of prices across the island, see Phuket property prices in 2026. For what each area is like to live in, see the best areas to buy in Phuket.

Working with a ฿10 million budget? Contact K. Thanya with the area and the number of bedrooms you need, and we will send you what is genuinely available.